4 things you need to open an online bank account

online bank account

Access to a bank is something every single person needs today. Online banks are convenient and easy to use. So if you are thinking about opening up an online bank account, here’s what you need to get started.

Opening Up An Account

Opening up a bank account should be done as soon as you can. As a parent, it’s a good idea to educate your children about the need to save money. Once your child gets older and has their first job, a savings account is necessary. 

One option that you and everyone else should know about is an online bank account. This kind of account has a great many advantages. It’s easy to open. It’s also one that offers the type of flexibility and convenience you need.

Getting Started

If you are wondering how to open an online bank account, keep in mind you will need to have certain documents. These documents should be kept in a convenient place until you’re ready to use them. As those at Lantern by SoFi Invest point out, “Banking online can make transactions that used to be tedious and time-consuming fast and easy.”

You will need a state issued ID, your social security number or a card with the number to back up this assertion. You also need contact information such as your cellphone number and other details such as your routing number from any other bank accounts you have right now.

The State Issued ID

State issued ID takes two general forms. First, you can opt to bring in your driver’s license. This is an accepted form of ID by just about every online bank. You can also choose to present a state ID that isn’t a driver’s license. This universal ID is ideal when you don’t have a driver’s license.

Your Social Security Number

Every American has a social security number. If you don’t know yours, you can ask for a social security card and confirm the number at your local Social Security office. They can issue you a card proof of the number you are asked for to open up this kind of account.

Contact Info

You will need to indicate other details about your life, such as an address, cell phone number and email account. You will often be asked to present a bill or further indication that you live at the address you claim. A cell phone bill can be used to demonstrate the accuracy of this information. 

You will also need to have documents from your existing bank account if you have one. This includes the routing number. Look for that on the side of your checks. If you don’t have it on hand now, contact your bank and ask them to give you this information.

Once you have this all in place, you’re good to get it done. Pick a password and get your online bank account in place today.

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